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What Is Supplemental Cancer Insurance & Do I Need It?

What Is Supplemental Cancer Insurance & Do I Need It?

In 2018, there were 18.1 million new cancer cases and 9.5 million cancer-related deaths globally. By 2040, new cases are projected to increase to 29.5 million, and cancer-related deaths could skyrocket to 16.4 million. These staggering figures illuminate the need for supplemental cancer insurance to mitigate the financial burden of treatment and ensure comprehensive healthcare coverage. What Is Supplemental Cancer Insurance? Supplemental cancer insurance can...

6 Factors that Determine the Cost of Your Life Insurance Premiums

6 Factors that Determine the Cost of Your Life Insurance Premiums

Life insurance serves as a financial safety net, providing peace of mind and protection for loved ones in the event of the policyholder’s death. Term life insurance offers coverage for a specified period, while whole life provides lifelong protection with a cash value component. Universal life offers flexibility in premiums and death benefits, and variable life allows investment options within the policy. Choosing the right...

Your Guide to Summer Heat Safety

Your Guide to Summer Heat Safety

The importance of enjoying the heat of summer safely cannot be overstated, especially when we are witnessing a trend in worldwide record-breaking temperatures. The risks associated with these rising temperatures can be severe without critical safety measures. With National Heat Awareness Day approaching at the end of May, people can have access to important safety and health information that will allow them to enjoy the...

The Role of Child Term Riders in Life Insurance

The Role of Child Term Riders in Life Insurance

Most people do not have difficulty understanding the goals and value of an insurance policy. However, the idea of taking out a life insurance policy on a child is a strange and unfamiliar concept to most parents. However, many people are unaware of the existence of child insurance riders. These riders are optional add-ons to life insurance policies that provide additional coverage, including funeral costs...

How to Manage Pollen & Other Spring Allergies

How to Manage Pollen & Other Spring Allergies

Spring marks a time of relief from the extreme conditions of winter, brightened by blossoming flowers and the freedom of comfortably enjoying the outdoors. Unfortunately for many people, Spring also marks a time of sinus congestion and uncomfortable sneezing caused by the pollen of those blossoming flowers. Understanding the nature of spring allergies and finding the best treatments for symptoms are practical ways of reducing...